Community Mortgage® | No Income Docs | Loans Up to $2.5M
Unlock Homeownership with Community Mortgage® – No Income Documentation Required
Struggling to qualify for a traditional mortgage? You’re not alone.
If your income varies, you’re self-employed, or you simply don’t have the thick stack of paperwork traditional lenders demand, the homebuying process can feel incredibly frustrating and overwhelming. Many qualified buyers hear “no” simply because their financial picture doesn’t fit the standard mold.
That’s exactly why we created our Community Mortgage® program.
Designed for Real Life – Built for You
Our Community Mortgage® puts flexibility first, making home financing accessible to more people who deserve the opportunity to own a home. Whether you’re a gig worker, entrepreneur, or have non-traditional income, this program removes many of the usual barriers.
Program Highlights:
No employment stated on the application
No income stated on the application
Income documentation not required
Primary residences only
Asset seasoning as little as 30 days
Loan amounts up to $2.5 Million
Loan-to-Value (LTV) up to 80% for purchase and term
Cash-out refinance options available
Home loans available with as little as 6 months ownership
FICO scores starting at 640
This program is ideal for borrowers who have been turned down by traditional lenders due to unconventional income sources or limited documentation.
Ready to Move Forward?
If you’ve been told “no” before, Community Mortgage® could be the solution you’ve been searching for.
Whether you’re buying your first home, upgrading, or looking to refinance, our team is here to help you understand your options and guide you through the process with clarity and care.
Reach out today to see if you qualify — it only takes a few minutes to get started, and there’s no obligation.
