Can’t Get Approved? We Finance the Loans Other Lenders Won’t
Struggling to Get Approved for a Home Loan? There’s a Better Way.
Hi, I’m Bunker Rayner, Branch Manager and Mortgage Advisor at Change Home Mortgage, leading The Bunker Mortgage Team in the Inland Empire and Southern California.
Every lender can handle the easy deals.
The real difference shows up when your financing isn’t straightforward — maybe you’re self-employed, have fluctuating income, are a first-time buyer, an investor, or just don’t fit the traditional bank guidelines. That’s exactly where we shine.
At Change Home Mortgage, we specialize in helping borrowers like you get approved when other lenders say “no.” We offer flexible solutions — including industry-leading Non-QM portfolio products where we can write the guidelines and make exceptions that make sense for your situation.
Why Choose The Bunker Mortgage Team?
Experienced professionals who review challenging scenarios upfront and give you honest options quickly.
Wide range of lending solutions tailored for self-employed borrowers, first-time homebuyers, investors, VA buyers, and more.
Clear communication every step of the way — from application to closing.
Proven results — we recently closed a complex loan from approval to funding in just 11 business days.
Don’t let a non-traditional financial situation stop you from buying the home you want. You shouldn’t have to settle or walk away from your dream property.
Before you assume you can’t get approved, let us take a look. We may have a solution that gets you to the closing table with confidence.
Ready to Explore Your Options?
I offer free consultations and will give you straight answers about what’s possible for your specific situation. Whether you’re buying in Corona, Riverside, Anaheim, or anywhere in Southern California, I’m here to help make homeownership a reality.
